Tag Archive for: free childcare

Free Childcare in Hindley Green — for Eligible Children Aged 9 Months to 4 Years

Free Childcare in Hindley Green — for Children 9 Months to 4 Years

Eligible working families can access substantial free childcare in Hindley Green and elsewhere — and the funding scheme is supported by Little Acorns Nursery. Since September 2024, free “childcare hours” have been available for eligible babies aged from just 9 months as well as for eligible toddlers and preschoolers aged up to Compulsory School Age. What’s more, the number of free hours is set to increase next year (2025) for the youngest children. In today’s post, we’ll explain more about who is eligible — and it’s a lot of families — how many free childcare hours they can access, and how the funding will increase from September next year. With Little Acorns Nursery supporting the schemes, this is great news for families of under-fives living in and around Hindley Green and Wigan, Greater Manchester.

Why the Increase in Free Childcare?

The new childcare allocation stems from then Chancellor of the Exchequer Jeremy Hunt’s ‘Spring Budget’ back in March 2023. There, he announced the plans for the new childcare provision, the first major stage of which started rolling out recently, in September 2024. It now allows many more families to enrol children in early years education at a younger age, which is proven to benefit them significantly. In tandem, it helps parents, especially mums, get back into the workplace to continue careers and increase household income. The childcare funding scheme is therefore designed to help children, their families, and the economy. The free provision is set to expand still further in September 2025. We explain more below.

570 Free Childcare Hours for Eligible Babies 9 Months +

570 free childcare hours are available for eligible babies and toddlers aged 9 Months+Since September 2024, the number of free childcare hours available for eligible children aged 9 months to 2 years (inclusive) is 570 per year. This is usually taken as 15 hours per week over 38 term-time weeks of the year*. In further good news, the allocation is set to double to 1140 hours per year from September 2025, thereby aligning with what eligible 3 and 4-year-olds are already entitled to (see below).

1140 Free Childcare Hours for Eligible Children Aged 3 & 4

1140 free childcare hours are available for eligible children aged 3 & 4.Meanwhile, a total of 1140 hours of free childcare is currently available for eligible children aged 3 and 4 each year. This is usually taken as 30 hours per week over 38 term-time weeks of the year*.

* Some childcare providers may be able to allocate the total hours over a different number of weeks. For example, fewer hours per week over more weeks of the year. Ask your chosen childcare provider if they offer the flexibility to ‘stretch’ hours in this way.

Eligibility for the Scheme

The bar to entry for this particular childcare funding scheme is actually low, so many working families are eligible. We outline the core eligibility requirements below:

  • It’s for children aged from 9 months up to Compulsory School Age, which children reach in the term following their 5th birthday.
  • The free childcare funding is for working families.
  • Each of the child’s parents (or a parent and partner if applicable) should not earn() more than £100k in the current tax year.
  • At the lower end of the earnings scale, they must earn the equivalent of at least 16 hours each week, over the next 3 months, paid at the National Minimum Wage or National Living Wage() or above.
  • They must have a valid National Insurance (NI) number for use during their funding application.

Additional caveats around eligibility apply in certain circumstances, for example, for foster carers, those starting new jobs, people who are self-employed or have incomes that are irregular, and a few other circumstances. More details about eligibility are available here.

Get Started on Your Childcare Funding Application

To get started, first check your eligibility and then, if eligible, apply for the childcare funding here. Applications can be made once your child reaches the age of 23 weeks (a little over 5 months) and eligibility will need to be reconfirmed every 3 months. Successful applicants will receive a code, which they’ll need to give to their chosen childcare provider.

Not Eligible?

Even 3 and 4-year-olds not eligible under the working families provision above can access a substantial number of free childcare hours. What’s known as ‘Universal Entitlement’ already entitles all children aged 3 and 4 living in England to 570 annual childcare hours.

Some 2 and 3-year-olds are also eligible for 570 annual childcare hours but under a different, more stringent scheme. It’s available if parents receive certain qualifying benefits, or when children fall into specific additional needs categories, e.g. are looked after by a local authority or are subject to an ECH plan. More details for a range of funded childcare schemes can be found here.

Free Childcare in Hindley Green, Wigan, & Greater Manchester

Consider a Nursery Place for Your Baby, Toddler or Child Under Five at Little Acorns

Little Acorns Nursery & Pre-School in Hindley Green, near Wigan, Bolton & ManchesterLittle Acorns Nursery in Hindley Green is rated as a good childcare provider by Ofsted.Whether your child is funded by family or via one of the government-funded childcare schemes, Little Acorns Nursery in Hindley Green is a great place for babies and children aged up to 5. As well as supporting many of the available funded childcare schemes, the nursery is well-thought-of by Ofsted and gives every child a wonderful start to their early years. They’ll feel loved, valued, and nurtured at Little Acorns Nursery and we’ll bring out the very best in every child. It’s all part of our goals of helping them become the very best version of themselves and preparing them for starting school as they approach school age.

If you would like to enrol your child or bring them along for a tour of Little Acorns Nursery in Hindley Green, please choose an appropriate button below. We’re also happy to answer any questions that you might have:

Little Acorns is a high-quality nursery and preschool in Hindley Green, Wigan, also being convenient for families nearby in Bickershaw, Leigh, Atherton, Westhoughton, Ince-in-Makerfield, Platt Bridge, Tyldesley, Bolton and Greater Manchester.

A Guide to Childcare Funding Schemes

A Guide to Childcare Funding Schemes

There are lots of free or assisted funding schemes for childcare in England and the UK.There are lots of free or assisted funding schemes for childcare and these are especially useful to parents looking to keep childcare costs down. With increased inflation and the cost of living crisis in Britain, such schemes have probably never been more welcome. Today we’ll take a condensed look at the main childcare funding options available to parents, particularly those of children under five, although many schemes also help children substantially older.

The Key Childcare Funding Schemes Available to Parents

Following are the key schemes that effectively result in free or at least partly-funded childcare for children in England — some also across the entire UK. Let’s take a look …

Childcare Vouchers

Childcare vouchers are still available to those who enrolled into the scheme before 4 October 2018.Although the Childcare Vouchers Scheme closed to new applicants on 4th October 2018, childcare vouchers are still available to those who enrolled before the deadline, so long as they continue to meet eligibility requirements. For those that do, childcare vouchers help to cut the cost of childcare for children aged up to 15, or 16 if they are disabled.

The scheme is also known as ‘Employer-Supported Childcare’ because, as the name suggests, it is supported by a person’s employer. Childcare vouchers are National Insurance and tax efficient to a degree as they can be administered via a flexible salary sacrifice approach. However, if you’re using the scheme, you should use the Government’s calculator to check whether you’d be better off switching to the Tax-Free Childcare scheme, which we cover next. Note that you cannot continue to claim childcare vouchers once you have switched to the Tax-Free Childcare Scheme, so be sure to use that calculator tool before applying.

Learn more about Childcare Vouchers here.

The Tax-free Childcare Scheme

Tax-Free Childcare is a UK-wide childcare funding scheme that many working families are eligible for.Tax-Free Childcare is a great, UK-wide, scheme that many working families will be eligible for, even including relatively high earners. What’s more, it could save them as much as £2,000 in childcare fees each year, per child, rising to £4,000 if their child has a disability.

Roughly speaking, how it works is that, for those that are eligible, the family pays 80% of the childcare fees into a special Childcare Account and the Government chips in the remaining 20%. The registered childcare provider simply draws down the requisite funding from the Childcare Account as and when appropriate. The scheme is rather like a tax rebate but one that’s earmarked specifically for childcare. The resulting saving for UK families could equate to as much as £500 per child every 3 months, or up to twice that every quarter if the child is disabled.

Various rules around eligibility apply, of course. In essence, though, Tax-Free Childcare Funding is available for children up to the age of 11, or 16 if they’re disabled. The child’s parent and their partner, if they have one, can even be earning up to £100k each per annum and still be eligible. Even grandparents or other family members can chip into the Childcare Accounts in order to reduce the burden on parents. So, don’t be one of the million or more families who have not claimed, despite being eligible.

Learn more about the Tax-Free Childcare Scheme here.

15 Hours of Free Childcare for 2-Year-Olds

15 hours of free childcare are available each week for eligible 2-year-olds.Certain children aged 2 in England* are eligible for 570 hours of totally free childcare per year. This is a great opportunity for them to begin their early years education relatively young and indeed the age of 2 is a crucial age to do so, according to studies. The substantial free funding is usually taken as 15 hours of free childcare over 38 weeks of the year, although some childcare settings allow it to be spread out in a different way. Not all 2-year-olds are eligible, however, and basically it comes down to the fact that the parent(s) must be in receipt of Government benefits of some kind. Other 2-year-olds are eligible for additional reasons, for example because they are looked after by the local authority or are subject to an Education, Health and Care (ECH) Plan. Even some non-UK citizens who do not claim benefits have eligible 2-year-olds although, as with all these scenarios, various rules around eligibility apply.

Learn more about 15 hours of free childcare for 2-tear-olds here.

STOP PRESS! Free childcare funding for eligible children aged from just 9 months was introduced in September 2024, with the free entitlement for 3 and 4-year-olds living in England also radically expanded. What’s more, the bar to entry is very low, so many families are eligible. Click the button for more details.

15 Hours of Free Childcare for 3 & 4-Year-Olds

15 hours of free childcare are available each week to virtually all 3 & 4-year-olds living in England.In contrast to the above, 15 hours of free funding is available for all families in England* with a child aged 3 to 4 requiring childcare. As with the above, the children can get 570 hours of free childcare per year except this time only while they’re 3 or 4. This is again usually spread out as 15 hours per week over the course of 38 weeks, however some childcare providers will allow a different pattern. It really is a no-brainer and is a great way to get children into early years education and perhaps parents back into the workplace. Children are eligible to start from the term following their 3rd birthday until they start in Reception Year at school, or reach ‘compulsory school age’ if that’s later.

Learn more about 15 hours of free childcare for 3 to 4-year-olds here.

30 Hours of Free Childcare for 3 & 4-Year-Olds

30 hours of free childcare are available to some 3 & 4-year-olds each week.The “30 Hours” childcare scheme for 3 and 4-year-olds is a little harder to obtain because families are not eligible where one partner earns £100k or more. Additionally, the parent and their partner, if they have one, must usually expect to earn at least £152 per week, on average, in order to qualify, although the figures are lower for parents younger than 23. You may still qualify for the free childcare funding if you are on maternity leave, paternity leave, shared leave, adoption leave, or are a carer. Rules apply. As with the Tax-Free Childcare scheme, you have to ensure your details are kept up-to-date every quarter in order to check that you’re still eligible. Your child must usually live with you too, in order to qualify. However, as with all these things, there are some exceptions to the core rules.

For those that are eligible, you can claim 30 hours per week of free childcare for your 3/4-year-old for as many as 38 weeks of the year. Some providers, however, allow you to spread out the free hours in a different way, for example less than 30 hours per week spread over more weeks of the year, so long as it doesn’t total more than 1140 hours for the year.

As with the “15 Hours” scheme, this scheme is only for families living in England, although a similar scheme is available in Wales and different schemes are in place in Scotland and Northern Ireland.

Interestingly, if you qualify for the “30 Hours” funding scheme, you can usually claim it at the same time as claiming Tax-Free Childcare (or childcare vouchers) or Universal Credit — if eligible. It really is a great childcare funding scheme for those who fit the required criteria.

Learn more about 30 hours of free childcare for 3 and 4-year-olds here.

Childcare Support for Students

Student parents may be eligible for some childcare support through a variety of funding schemes.If you are a student as well as being a parent, you may be eligible for some childcare support through a variety of funding schemes.

  • If you are a student studying full-time in higher education, you may be eligible for a Student Childcare Grant if your child is under 15 (under 17 if they have special needs). The grant does not need to be repaid and is in addition to standard student finance. At time of writing for the academic year 2022-23, you can get up to 85% of your childcare costs covered by the grant, up to a maximum of £183.75 per week for one child or £315.03 for two or more. Learn more about Childcare Grants for students here.
  • Over-20s who are parents, studying on a further education course (Level 3 or below) and facing financial hardship may be eligible for funding called ‘Learner Support’. Whilst this support is not specifically aimed at those with children, it can be used to fund childcare provision. How much you get and how it’s paid very much depend upon your circumstances, but it’s worth checking to see if you are eligible. Learn more about Learner Support for students here.
  • Although students under 20 do not qualify for Learner Support funding, they may qualify for the ‘Care to Learn’ scheme. This can cover childcare costs while they study, although they must be under 20 when they first start the course. They should be the main carer for the child and live in England. For those who qualify, the childcare funding could be worth as much as £160 per child per week for those living outside London, or £175 per child per week for those living in London. Eligibility relies on strict attendance of both the course by the parent and the childcare setting by the child. The course must also be a publicly-funded one at set types of education establishment like schools, sixth forms and various types of college, but not a higher education course at a university. Learn more about the Care to Learn scheme here.

Childcare Funding via Universal Credit

If you claim Universal Credit, are working and have a child under 17, you may be able to claim back 85% of your childcare costs.If you and your partner, if you have one, claim Universal Credit, are working and have a child under the age of 17, you may be able to claim back as much as 85% of your childcare costs if eligible. In order to claim, various rules apply and there are even some exceptions to the above. For example, those not working through ill health or disability may still be eligible in some circumstances. You must not, however, be claiming Tax-Free Childcare nor Tax Credits in order to receive childcare funding through Universal Credit.

The good news is that you can claim back as much as £646.35 per month in childcare costs for one child, or £1108.04 if it’s for more than one (correct at time of writing, October 2022). Exactly how much you get can be affected by how much you earn and how much savings/investments you have, however. Either way, it is a case of claiming it back, though; first you pay for the childcare fees, then apply to have them reimbursed by the Government scheme. It’s important to keep on top of your claims, however, because they can only go back 3 months in time.

Learn more about claiming childcare costs through Universal Credit here.

Tax Credits for Childcare

Childcare funding through Universal Credit replaced Tax Credits, which closed to new applicants in 2019.Childcare funding through Universal Credit has replaced the Tax Credits system, which closed to new applicants in February 2019. If you are not an existing Tax Credits customer, you will therefore need to claim under the Universal Credit scheme instead. However, for existing families who can still claim Tax Credits, they are able to claim as much as 70% of eligible childcare costs for a child under 16 (17 if disabled) up to a maximum of £122.50 per week for one child or £210 per week for more than one.

Little Acorns Nursery & Pre-School: an Outstanding Childcare Service in Hindley Green

Little Acorns Nursery, Hindley Green, WiganLittle Acorns nursery & pre-school is in Hindley Green and offers babies and children under five a wonderful start in life as well as a great early years education. This includes funded places using the schemes above, subject to eligibility, of course. Our childcare setting is also very near Wigan, Bickershaw, Leigh, Atherton, Westhoughton, Ince-in-Makerfield, Platt Bridge, Tyldesley, Bolton and Greater Manchester, so may be convenient if you live or work in any of those nearby locations. Come for a guided tour with your little one, take a good look at our outstanding facilities and ask any questions that you may have. We’re here to help and would also be more than happy to talk you through the many childcare funding schemes that the nursery/pre-school supports.

* Similar schemes are available in Scotland, Wales and Northern Ireland.